Understanding Cyber InsuranceCyber insurance has become a hot topic in recent years, but what exactly does it entail? Unlike traditional insurance policies, cyber insurance is still in its infancy, lacking standardization across states and carriers. This begs the question: what does cyber insurance cover, and what doesn’t it cover? Defining cyber insuranceAccording to experts, cyber […]

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In this article, we’ll delve into the rapidly changing landscape of cyber insurance and liability. Unlike other forms of insurance, cyber insurance isn’t static; it’s constantly evolving to keep up with the dynamic nature of cyber threats. The Shift in PerceptionNot long ago, there was a heated debate among cybersecurity professionals about the relevance of […]

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The Growing Threat of Escrow Wire FraudSadly, escrow wire fraud is a relatively rare yet debilitating scam impacting home buyers, orchestrated by hackers and fraudsters. Over the past five to ten years, this threat has increased significantly. The scheme involves deceiving home buyers into wiring substantial sums of money intended for the escrow or closing […]

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What is a Mechanics Lien?In the building and contracting industry, there is a process called a mechanics lien or a builder’s lien that most states have in their statutes. It allows contractors or builders to place a lien on a property if they haven’t been paid for their work. How Mechanical Liens WorkContractors are automatically […]

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In Colorado, a buyer purchased a car from Facebook, seemingly with a legitimate title. However, upon attempting to register the vehicle, they discovered it had been stolen. The scam involved the thief leaving the title and key in the glove box, tricking the buyer into believing they were legitimate. This highlights the importance of verifying […]

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In most states, the cost of obtaining a title for a vehicle can vary significantly. Typically, it ranges from as low as two dollars to around 25 dollars. However, certain states have higher fees. For instance, in Illinois, the cost is $95, while in Florida, it’s $79.50. Some states hover around the $50 mark, like […]

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The Vermont DMV recently introduced a new online temporary registration process. Many clients interested in using the Vermont loophole to obtain a title in their state have inquired about utilizing this online process. However, the short answer is no, and here’s why: Requirements for Online Temporary RegistrationWhen you apply online for a temporary registration, you […]

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One of the most common inquiries we receive pertains to abandoned vehicles, with many seeking guidance on the process to obtain a title. However, not all scenarios involving seemingly abandoned vehicles are what they appear to be. Often, it involves a vehicle without proper paperwork rather than a genuinely abandoned one. In this article, we’ll […]

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In today’s evolving landscape, numerous industries are emerging, presenting opportunities previously unseen. One such tool that can significantly benefit these industries is the surety bond. Renewable Energy: A Prime ExampleRenewable energy stands out as a prime example of an industry in need of surety bonds. With the construction of new power plants, various stakeholders must […]

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Well, that escalated very quickly. We’ve talked many times before about the Carvana paperwork problems, and they’ve lost their license in a few states. But now, one of their executives is facing criminal charges in the state of Illinois. The Charges Against Paul BreauxPaul Breaux, who is their investor relations representative, is being charged criminally […]

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