Why do businesses, consumers, and high net-worth individuals need to protect themselves from future cyber attacks? Well, here it is all in one chart from Statista, explaining cyber attacks are expected to rise in the coming years. According to the chart, 2022 saw $8.4 trillion dollars lost to cyber attacks. In just five short years, […]

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Business owners, entrepreneurs, and contractors alike often find themselves in need of protecting their interests and the interests of their clients. Surety bonds and insurance policies are two of the most common ways to do this, but it’s important to understand the differences between them. In this article, we’ll be taking a look at the […]

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Cyber liability insurance provides the peace of mind that comes from knowing your business is prepared for the unexpected. No company can completely prevent data breaches from occurring or malicious employees from committing cybercrimes, but it is possible to prepare for the possibility by investing in a comprehensive cyber liability policy. If your company stores […]

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Remember back when the pandemic was starting and there was a lot of talk about office buildings being empty due to remote working and at the same time there was a real estate crisis starting to unfold? At this time, many people put two and two together and suggested that we convert the unused office […]

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A surety bond and a cash bond are two important financial instruments that are often confused with one another. While both are used to provide financial security and guarantee a certain outcome, they are different in several aspects. In this blog, we’ll explore the differences between surety bonds vs cash bonds and how they work. […]

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A surety bond is a contractual obligation between three parties – the obligee, the principal, and the surety. The obligee is the party that is protected by the surety bond and is usually a government agency or a business. The principal is the party that is responsible for performing the obligations of the surety bond […]

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So for an insurance adjuster, what are the common red flags to look for in discovering fraud in a claim? When we investigate fraudulent claims there are a number of things that pop up that are low-hanging fruit, easy things to discover that might indicate fraud in a claim.  First of all, if you look […]

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Inland marine insurance is a type of insurance that provides coverage for the transportation of goods and equipment between locations. It is designed to protect against financial losses due to damage, theft, or other risks associated with the transportation of goods. It is often used by commercial truckers who transport goods from one location to […]

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As a licensed general contractor many times one of the questions we get is regarding permits on a deck. does a deck construction or deck repair need a building permit? Well, the codes obviously are different from state to state but here’s a general explanation of deck permitting and deck requirements.  What requires a building […]

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When taking on a building project, one of the most important steps is to file a building permit. There are over 3,600 counties in the US, each of which has its own process to file for a building permit, although most processes share similar requirements. Keep reading to learn more about how to file for […]

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